Upcoming Events at Trilogy at Vistancia

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This concert experience will give you a taste of what The Good Life at Trilogy is all about! Enjoy tasty BBQ and refreshing drinks, available for purchase, and put on your dancing shoes for a performance featuring Thaddeus Rose!

Plus, save the date for an incredible event coming to Trilogy in February!

Live Happier®, a Trilogy Curated Event | Friday, February 8th, 11:00am – 3:00pm
Come see for yourself how Trilogy Members have the chance to Live Happier every day! While you’re here, connect with current Members who will be sharing what they love most about living here. We’ll have live music, cooking demos, food trucks, and Uncle Bear’s Brewery on site. Come and enjoy!

Best Arizona Active Adult Communities for Bicycling

retired couple riding bikes

I noticed a few themes in the book Younger Next Year… one being STAY ACTIVE.

Not the P90X active, rather get moving and stay moving.

A bike ride is a great way to get your heart pumping. When you go on vacation, see if you can find a bike rental facility as it’s a healthy and ultra-convenient way to explore an area. You can go to site here to have a look at what a typical trail map would look like, if you’re worried that you’d get lost. In the Active Adult Communities, you will see lots of people headed up to the recreation center on their bikes, many of the communities have bicycle paths in and around the community as well. Making the 55+ communities a great place to get on your bike and get moving.

A few of the Best communities with additional bike paths and trails close by…

Trilogy at Vistancia in Peoria has bicycle friendly streets and the Discovery Trail a 3.5 mile paved nature trail system meandering thru the Master Planned Community of Vistancia.

Heritage Village IV in Scottsdale is close to the Camelback Walk, a paved multi use path along the parks and golf courses in Scottsdale.

The City of Gilbert is utilizing the natural washes for bicycle and walking paths, and are easily accessed from Trilogy at Power Ranch.

Trilogy at Verde River Rio Verde and Tonto Verde are right around the corner from McDowell Mountain Regional Park, where 15 miles of mountain bike trails await, trails are marked for beginner up to expert. This is a popular location for mountain bike racing too!

MountainBrook Village in Gold Canyon is close to several different mountain bike trails, most with some hilly terrain.

Trilogy at Vistancia
Heritage Village IV
Trilogy at Power Ranch
Trilogy at Verde River
Rio Verde and Tonto Verde
MountainBrook Village

The Best Arizona Active Adult Communities with Mountain Views

Views from Trilogy at Verde River

There is something more than majestic to mountain views.  They draw us to them like any aspect of nature.  They help us stay calm, focused and centered.  It is not surprising that people love a home that has a beautiful view of the Mountains.

The challenge is building homes on a hillside is much costlier than building on flat land.

Most of the Phoenix area Valley of the Sun is flat as well.  We do have Mountains surrounding the city.   Where will you have the best chance of having magnificent Mountain Views?  In the communities closest to the biggest mountains.

The most significant mountains in the area are to the north and east of Phoenix; Tonto National Forrest, and Superstition Mountains.  There are a few other notable mountains scattered around as well.

In the northeast, the views of Tonto Nationa Forrest and McDowell Mountains from Rio Verde, Tonto Verde and Trilogy at Verde River are truly spectacular. Then I would head to Trilogy at Wickenburg Ranch, the terraced lots have created amazing views from many of the home sites.  Heading out to Gold Canyon the views of the Superstitions are awesome at Mountain Brook Village.  Next on my list would be to the north of Tucson the SaddleBrook Communities with views of the Catalina’s.

This next group have fewer homes with mountain views, but views are available.  I then would go to Canta Mia next to the Estrella Mountain Regional Park, and Sun City Festival with views of the White Tank Mountains.  Lastly I include Solera at Jonson Ranch located next to the San Tan Mountains.

Rio Verde & Tonto Verde
Trilogy at Verde River
Trilogy at Wickenburg Ranch
Mountain Brook Village
SaddleBrook Communities
Canta Mia
Sun City Festival
Solera at Jonson Ranch

8 Best Arizona Active Adult Communities to get out and ride your Motorcycle

The main factor in picking these communities was how quickly you could ride out of the city traffic, and get into some delightful small, and scenic roads.  That means most of these communities are on the outer edges of the city.

Communities out to the east Mountainbrook Village, Sunland Springs Village and Encore at Eastmark are so close to the Superstition Mountains it won’t be long before your itching to get out on the open road.

Headed across the Valley and over to the north west, I think Sun City Festival, Sun City Grand, Arizona Traditions, and Trilogy at Vistancia will give you an opportunity to head out on the 60 toward Wickenburg or around the White Tank Mountains to go exploring.

While mentioning Wickenburg, I have to add in Trilogy at Wickenburg Ranch.  You are already out of the ‘big city’ and you can head out on the open road in any direction without Phoenix’s highways.

Living in an Active Adult Community could qualify you for Insurance discounts

Talking with a Farmers Insurance Agent, I discovered there are discounts for most of the Active Adult Communities in the Greater Phoenix Valley. Call your agent, or Barb for more information on getting your discounts.

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6 Best Arizona Active Adult Communities for Indoor Pools

Indoor Pool at Sun City Grand. Can you see people on the walking track upstairs?

If you like to swim for exercise, you probably don’t want to always do it outside in our blazing sun, or exit the pool with our cool mornings during the winter months.  Indoor pools allow for consistent temperatures of the air and water limiting the excuses and increasing your swim time.  For this best of list, I have included communities with Olympic sized pools, with a sloped walk in beach style entry and an exercise first lane.  Allowing for multiple swimmers lanes, and a fabulous pool for any injury recovery physical therapy as well.

You are primarily going to find indoor Olympic sized pools in larger communities.  Del Webb is the leader in this best of list.  Their new community Sun City Festival has an Olympic Lap Pool connected to the resort pool.  Maybe in the second Clubhouse there will be an Olympic indoor pool too.

How fast will I use up my equity with a Home Equity Conversion Mortgage(HECM)?

This is a question I had to know the answer.  If your not making a mortgage payment and every month a little of your equity is getting used up… how long does that take? And what happens if the loan becomes upside down?  Do I have to pay it back?

Listen and find out – your gonna love what you discover with me.

Why should I consider a Reverse Mortgage?

A reverse mortgage, also called a Home Equity Conversion Mortgage (HECM), uses the equity you already have in your home to re-finance and eliminate your mortgage payment; for as long as you (and your spouse) live in your home. It also lets you purchase a home by letting you access some of the homes value to never have a mortgage payment again. This loan requires one person to be a min of 62 years of age. It can create financial comfort and ease by eliminating the worry of home mortgage payments.

Home equity loans are where you use your house as collateral, therefore the amount of loan you receive is proportionate to the value of the house. You can find all about Home Equity Line of Credit from banks like Atlantic Union Bank, so that you are more informed about this form of loan, in order to make the right decision for you and your family’s financial future.

What is a Home Equity Conversion Mortgage? Is it right for me?

The Home Equity Conversion Mortgage (HECM) program offers people who are a min of 62 years of age (actually only one of you needs to be 62) the opportunity to purchase your home with as little as 40% cash down payment and never make a mortgage payment again.

This can make getting your dream retirement home a reality. You won’t need to put all your cash into the purchase of your home. Leaving you with more for living. If you already have had a mortgage and it still is going on, you could look at note investing, this is where a mortgage note investor buys your mortgage loan, land contract, mortgage contract, deed of trusts, etc. to help you out with another mortgage that suits you better.

I sit down with Jacqui Hamilton a specialist in HECM loans to discuss what they are and the benefits.

 

Jacqui Hamilton
Concord Mortgage
Jacqui.Hamilton@concordmg.com
623-900-1935

What do Harvey and Irma mean for your new home construction?

As Irma heads to Florida, Houston is in the early stages of picking up the wet pieces and trying to look forward to sunshine filled and dry days.

One area that is affected nationwide after a disaster like major Hurricanes is building supplies.

Building time frames will get longer in Arizona, and other states not affected by Harvey and Irma.

Suppliers prioritize their materials to those locations hit hardest. (and it is mandated by the government that they do) Builders in other areas and states have delays in their construction due to lack of materials. This also means that the builders don’t require as many employees to just hang around and wait to swing their hammer. The combination of lack of materials and fewer on hand workers result in delayed new construction homes build times in varying states.

If you are already contracted with a builder for your new home, plan on your closing date being pushed out. If you are about to have a builder start your home, and they previously informed you of a 5-7 month build time. That just got extended to 7-9 months.

The builder purchase contract has a clause to allow them up to 2 years to get your home built. Now they don’t want to take that long, but they have the right to. That clause exists for times like these.

Many of the construction workers will leave states where they have resided and move temporarily to the areas that have been ravaged by nature. Creating another challenge of not enough construction workers available when the supplies are once again readily available.

Our prayers and donations are directed to helping so many recover from unimaginable loss.

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