Can I rent my home?

Glass in the GardenYes, in most instances. It will depend upon the CC & R’s of the community. Very few prohibit renting. They will have restrictions on either how many renters in a given year, or the duration of rental. If the home is in an age restrictive community, you must only rent to people who are a minimum of 55 years of age or more. Be sure to read the HOA rules first. 

HOWEVER if you have purchased a new build from the builder  you may have restrictions on its resale and or rental within a given period, usually one or two years.  This clause was in your contract with the builder and was designed to prevent investors from purchasing homes for resale or rental in the community. If you did not purchase your home directly from the builder you do not have to be concerned about that clause only the CC &R’s.

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Can my children inherit my home in an Active Adult Community?

Grand CanyonIf the way you have chosen to take title passes that ownership on to your children, yes.

The one consideration is that your children will have to abide by the HUD age restrictions in order to reside in the property if they inherit from you, they will not be permitted to live in the property if they have children under 18 living in the household.  Inheritance is the purpose of the HUD 80/20 rule for 55+ Adult Communities wherein 20% of the residents may be 45+ years old.  All other Home Owner Association (HOA) rules must be followed as well. Inheritance can be a tricky situation, whether living in an adult community or not. Wills need to be written out correctly and divorce proceedings need to be properly finalised to ensure the inheritance of property, or whatever it is, will be given to the right person. Inheritance can also be difficult for the person gaining the property. It can be difficult to know what to do with it, as being left a house is a huge responsibilty that you may not have expected or planned for. This is especially difficult if you have little or no experience in real estate, whether that be you’ve had to sell a home, move into a new home or have construction done. Luckily, you can learn Everything Need To Know When Inherit Property on SimpleSale’s webpage. Inheritance doesn’t have to be difficult, and there are plenty of options of things you can do with the property; you will find the right choice for you.

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Where Can I park my RV?

Glass in Desert Botanical GardensProbably not in your yard, unless it is low enough to be hidden from all sides by the fencing height approved in your community. You will be allowed to keep it in your drive for a time considered by the Home Owners Association (HOA) to be appropriate for loading and unloading. You will not be able to use it as a guest-room. There are many RV storage areas in the valley. There is a caravan of RVs on the highways exiting AZ in June and returning in November and most all of them live in storage areas for the winter.

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I don’t play golf and most of the communities have golf courses, do I have to buy a golf club membership?

Happy Senior Man Throwing Frisbee Outside in SunshineA few of the communities do require that you purchase a membership along with your home purchase. Most do not. Each community is different and you must clarify exactly what is and is not included in your Home Owners Association (HOA) fee.

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If the community I like has a golf course, which is open to the public will it always be that way?

Scottsdales McCormick Ranch Country ClubMaybe not. Many communities will minimize the cost of maintaining a course by allowing the public to play. In some cases, when the course has enough paid memberships to support itself, it will close to the public.  Another item to consider, is that even though a golf course is running through the community, it may not be owned by the Home Owners Association (HOA). 



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What are CC & R’s?

Scottsdales McCormick Ranch Country ClubThe Covenants Conditions and Restrictions are the governing documents that dictate how the homeowners association operates and what rules the owners — and their tenants and guests — must obey. These legal documents might also be called the bylaws, the master deed, the houses rules or another name. These documents and rules are legally enforceable by the homeowners association, unless a specific provision conflicts with federal, state or local laws.

It is very important that you understand the regulations imposed by the CC&Rs. They may restrict the color you can paint your home, the height of your fence, the parking of vehicles, the size and number and even the breed of your pets. Most of the restrictions are sane and logical and go a long way in preserving the value of your home investment by keeping the neighborhood’s visible condition well maintained.

We joke and tell folks that the good CC&Rs mostly tell you what your mom might..…like "get that dead car out of my driveway" or "no, you are not going to paint my house that color" , "get that lawn mowed today" or " you cannot bring every rescue dog in town home" etc.


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What is an HOA ?

butterflys on the fanA Home Owner Association (HOA) is formed when the builder of a community turns the operation of the community over to the home owners. Even in a community without amenities there are requirements upon the association to maintain common area landscaping along its’ streets as well as flood control and drainage areas. The HOA also enforces the regulations written into the CC & R’s of the community.

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What is a planned community?

Rocks stacked with fall leaves in Sedona ArizonaA Planned Unit Development, or PUD is a residential project that features dense clusters of houses surrounded by areas of open space, owned in common and maintained by a nonprofit association. The nonprofit is generally a Home Owner Association (HOA)



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